Social Security Credit Union offers a variety of services.
(All members must open up a Shares/Savings Account before being offered any of
our Service.)
| Shares/Savings | Open with a $26 ($1 Membership fee and $25 that you must keep in the account at all times. |
| Share Draft | Open with $5. No minimum balance and no monthly
service fee. Overdraft available. Members over 55 receive Free Checks. (Limited to One Box Per Order) |
| Super Money Market | Open with a minimum of $2,500. Write up to three (3) checks per month. |
| Certificate of Deposits | Minimum to open is $1,0000. 2, 12, 24 & 36 months available. Interste received by compounding, monthly checks or transfer to an SSCU account. |
| Loans | Open-End/Closed End Loans Mortgages Autos Appliance Loans Boats/Motorcycle Loans All Loan can be paid through Payroll Deduction |
| Visa/Mastercard | Visa/Mastercard Classic Visa Gold Visa Platinum Make your monthly payment in our office or online. |
| Christmas/Vacation Club | Savings account to help save for your vacation or
Christmas. Christmas club has an option to transfer to checking or savings annually. |
| IRA's | We offer the Traditional and Roth IRA. We offer Club and Certificate of Deposits for each. |
| Home Branching/Ipay | View your account with
SSCU@HOME . From there you can make payments, transfer funds and
even use our bill paying service. There is no cost for SSCU@HOME, there is a monthly fee of $4.95 for the bill pay service. |
FEES
| Replacement ATM/Debit Card | $5.00 |
| Counter Checks | $.25 each |
| Cashier's Check | $2 with direct deposit $3 without direct deposit |
| Money Orders | $1 with direct deposit $2 without direct deposit |
| Teller Checks | $1 with direct deposit $2 without direct deposit |
| Traveler's Cheuques Fee | free with direct deposit 1% of purchase |
| Traveler's Checks for Two | $.50 per $100 with direct deposit $1.50 per $100 without direct deposit |
| Non-Sufficient Funds | $26.00 |
| Statement Copy Charge/Account Print Out | $3.00 |
| Stop Payments | $20.00 |
| Wire Transfer | $12.00 outgoing/incoming |
| Foreign Wire Transfer | $35.00 outgoing/incoming |
| Copy of Check | $2.00 |
| Dormant Account Fee | $5.00 per month until active |
| Closing Acct within 60 days of opening it | $5.00 |
| Christmas Club Early WDL | $5.00 |
| Foreign ATM Card Charge at ATM | $1.50 |
| Below $25 Share Balance | $2 a month till brought current |
| Loan Late Charge | 5% of payment amount |
| Membership Fee | $1.00 |
| Title Fee | $16.00 |
| Third Party Return Check | $26.00 |
| Copy of Visa/MC Statement | $3.00 |
| Account Research Fee | $15/hour (Plus cost of Document Printing) |
| Overdraft Transfers From Shares | $1 each transfer |
| Shares Excess Withdrawal Fee | $1 after each withdrawals |
| Debit Card Negative Fee | $26.00 |
| Incorrect Address Fee | $5 per month |
| Visa Gift Card | $2 Activation fee |
| Electronic Bill Pay Fee | $4.95 per month |
