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             Type                                 Rate          Term               Fixed/Variable

Automobiles:
Need to know what your car is worth? Check out the NADA GUIDE for it's value.

             New/Used Auto                       
            (7 Years or Newer)           5.75%           5 Years           Fixed
                                                     5.45%           4 Years           Fixed
                                                     5.00%           3 Years           Fixed

                 SSCU Refinance:           5.45%           4 Years           Fixed
                                                      5.00%          3 Years           Fixed

                Older Used Cars:
               (8 years and older)          10.00%        3 Years          Fixed
                                                        9.50%        2 Years          Fixed
                                                        9.00%        1 Year           Fixed

Autos must be 7 years or newer to qualify for the New Auto Rates!

 Boats:
             New Boats:                         9.50%          4 Years        Fixed   
             Used Boats:                         9.50%          3 Years       Fixed
 

Motorcycles:
                       New:                         9.50%            4 Years      Fixed

Motor Homes:   
                        New                        9.50%             7 Years      Fixed
                        Used                        9.00%            5 Years      Fixed   

Real Estate:
                      1st MTG ARM                                                                     Minimum of
                       (Fixed 1st 5 Yrs         5.00%          15 Years     Variable      $25,000.00

                      1st MTG                     5.25%          15 Years      Fixed    

                       Home Equity                                                                         Minimum of  
                       (LOC) 1st                   7.00%         15 Years     Variable       $10,000.00

                        Home Equity               
                        (LOC) 2nd                  7.50%         15 Years     Variable       

Signature:
                         Open End/                        
                         Over Draft                  15.9%         Revolving     Fixed  

                          Closed End                 14.00%      3 Years       Fixed
                                                             13.00%      2 Years       Fixed
                                                             12.00%      1 Year         Fixed

Signature Loans are no less than $500 and no more than $7,500

Credit Card:
                          Visa Platinum:                9.90%     Revolving     Fixed
                          Visa Gold                     11.90%    Revolving     Fixed
                          Visa Classic                  13.90%    Revolving     Fixed
                          Mastercard                   13.90%    Revolving     Fixed
                          Share Secured                7.50%     3 Years       Fixed

 Appliances:
(Furniture, TVs,                                        10.00%   3 Years       Fixed
Appliances)                                                9.00%   2 Years       Fixed
                                                                  8.00%   1 Year         Fixed